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Why incremental planning?

Why incremental planning?

The most important part of incremental planning is setting intermediate reference points with a specified goal. In other words, break your long-term goal into reference points of success. Because human brains work in an interesting way, this allows you to overlay the ‘points’ with ‘goal’ to show achievement.

Most people attempting DIY planning would overlook the amount of time, effort and education needed for someone to handle planning on their own. But before speaking to a financial advisor, let’s look deeper into this revolutionary method of reaching your financial goal.

The benefits of incremental financial planning:

Zero Threshold

Zero Threshold

You don’t need a substantial amount of funds to begin incremental planning. You can begin to build your framework with a customized Asset+Map to help layout your planning requirements. 


The planning process often begins with a look into your budget numbers. We will visit your income and expenses and determine where savings can be generated. Your monthly increments can be as low as $50 a month or as high as you can afford.


Part of our philosophy believes incremental planning practically has no threshold. Just remember, water drops will merge to form a larger amount.


The philosophy for incremental financial planning with us is very simple: It’s about saving up every month the amount you are able to save so it builds to provide your future financial security.

Low Maintenance

Low Maintenance

Determining your risk tolerance that correlates to your 5-year planning helps minimize your overall investment expenses.


While we always say that “life is unpredictable,” our income and expenses in general can be controlled, tracked and predicted.


With incremental financial planning, your only focus will continue as we’ve planned it:

  • try to be financially aware
  • try to take good care of yourself
Flex Your Plans

Flex Your Plans

Incremental planning allows you to make changes every period as you revisit your goals and progress with us. It also allows you to take a break if you were feeling tight (although not recommended) and to do a one-time additional investment, if required or wanted.


Incremental planning allows you to set periodical plans and smaller saving goals for yourself and your families during each 5-year increment. This doesn’t have to be related to your retirement or life plan. It can simply be saved as a surprise gift; and when you reach your goal at the end of the timeline, you can set a new one up.